Sign in or enrol today. The Royal Credit Line for Students is an easy and flexible way to borrow. With the basic version of the ION Card, you’ll earn 1. Both cards have elevated earning rates on a variety of daily spending categories, including 3 Avion Premium points per dollar spent on qualifying grocery, dining, food delivery, gas, rideshare, daily public transit, electric. Card Details. Get More From Online Banking. We'll cover different methods to activate the ca. Your RBC credit card account must be open and not in default to maintain the benefits of DashPass. Monthly Fee: $11. , RBC Global Asset Management Inc. Trade with Points by using your points to. The cards name is ion but it earns Avion points. Looking for the right credit card? RBC Royal Bank has a wide variety of credit cards, including rewards, travel, cash back, low interest and more. address? How do I apply for a credit card? I have a U. Website: avionrewards. , RBC Direct Investing Inc. 99% / 22. 00 in Grocery, Rides, Gas, Electric Vehicle Charging, Streaming, and Digital Gaming & Subscriptions Purchases you make on your RBC ION Visa credit card at merchants classified by Visa’s “Merchant Category Code” (MCC). , RBC Direct Investing Inc. 2 | Terms and Conditions “Charity Reward” means a redemption of Points to make a charitable donation to any registered charitable organizations as we may designate from time to time. Your RBC credit card account must be open and not in default to maintain the benefits of DashPass. Skip to main content. 1 comment. Embedded Insurance CoverageFirstReport TM runs on technology that safeguards more than 500,000 2 Canadians against identity theft and online fraud. 99% on cash. Exclusive Offer of 100 Avion points for every $1,000 in funded mortgage. 2M views. Product Summary of Credit Card and Debit Card Insurance Coverages with the RBC ® ION+ ™ Visa ‡ Card. We’ve joined up with DoorDash to bring eligible RBC credit cardholders this tasty treat: a complimentary DashPass 1 subscription for up to 12 months * – a value of almost $120! 2 With DashPass, you’ll enjoy unlimited deliveries from qualifying restaurants near you with $0 delivery fees on orders of $15 or more when you pay with your. Find out more. RBC Employee Student Loan; RBC Energy Saver Loan; RSP Loan, Royal Credit Line; Royal Credit Line for General Program; Royal Credit line for Professional in Medical & Dental Studies; Royal Credit Line for Professional Studies (i. Credit card and debit card insurance coverage underwritten by RBC Insurance Company of Canada • • Mobile Device Insurance . Help make sure your credit card balance doesn’t become a burden to you or your family with simple and affordable job loss, total disability and life coverage. Avion Points Value: Avion Elite points range from 1. BalanceProtector Premiere Plus 1 insurance plan can help make monthly payments and protect the account balance on your RBC Royal Bank credit card should unexpected events such as critical illness, disability, or job loss happen to you. You own the vehicle after all loan payments are made. Add your RBC ION Visa credit card to your DoorDash account to: Get a 3-month complimentary DashPass subscription—a value of almost $30 10. 50 charge to validate your card enrollment. You'll save 3 cents per litre on fuel, and earn 20% bonus Petro Points. Introductory Offer: 15,000 welcome points. Unlimited debits in Canada. Earn 20% more Petro-Points 5. No annual fee; Earn 1. Get 12,000 Avion points * when you’re approved for the RBC ION+ Visa credit card or 6,000 Avion points * when you’re approved for the RBC ION Visa credit card Compare Cards Now Compare Cards Now. With this no-annual-fee RBC credit card, you can earn 1. LIMITED TIME OFFER. 2 Also earn 1 Moi point on every dollar spent at Super C. Complete offer eligibility criteria by March 29, 2024. Unlimited debit transactions in Canada. You are 18 years of age or the age of majority in your province. TTY (Telecommunications Device for the Hearing Impaired)Cardmember Service available 24 hours a day/365 days per year. Hello, RBC is offering me an RBC Avion Visa Platinum card. $0 monthly fee for one year for newcomers 7. Purchase Security & Extended Warranty Insurance . Jun’s first term at Concordia was in the Winter 2023. $39. Sign into RBC Online Banking only once and access your U. Call our 24-hour toll-free number 1-800-769-2512. 25 for travel, but unless a significant portion of your spending is on travel that won't be a huge difference. m. Call 1-800-769-2511 or apply online for your student line of credit. Get up to 700 WestJet dollars 1. SIGN IN MENU. Well, this recently released RBC ION+ card seems to be quite the CC. Get extra purchase security when shopping online with the Visa Secure and Mastercard Identity Check features on your RBC Royal Bank credit card. Cash Advance Rate: 22. No annual fee. deltatux •. 99% interest rate on cash advances and balance transfers for the first 10 months. 5 Avion points for every $1. In order to validate your credit card as an Eligible RBC Credit Card, Royal Bank may need to administer a $0. Most of the cards on my list of the best student credit cards in Canada are basic entry-level cards. Report Lost or Stolen Card. S. Offre d’une durée limitée. Additional cardholder(s), as well as existing cardholders of any RBC credit cards, applying for or transferring to an RBC ION Visa, are not. In order to validate your credit card as an Eligible RBC Credit Card, Royal Bank may need to administer a $0. S. $65 - RBC Ion Reply reply. 21. Our most popular credit cards come with exciting benefits and no annual fee. Request a one-time verification code, sent via text to your mobile number. Your RBC credit card account must be open and not in default to maintain the benefits of DashPass. Choose from 9 Avion Rewards credit cards and get travel perks, fuel savings and more 1. This charge will be reversed in 3 to 5 days once your account has been validated. WestJet RBC World Elite Mastercard. View Card Details. cards and RBC Financial Rewards® vouchers6 • Use Pay with points to redeem points to make a payment towards the balance on your card7 • ‡Instant gas savings and more at Petro-Canada locations. Get a 0. The Royal Credit Line for Students is an easy and flexible way to borrow. Get up to 700 WestJet dollars 1: 300 WestJet dollars on your first purchase 1. This charge will be reversed in 3 to 5 days once your account has been validated. Download the Avion Rewards app to set up your account and start finding cash back, offers and points – right there in your pocket. Canadians who apply for a new RBC credit card through Lowe’s, RONA and Réno-Dépôt corporate stores or online will receive 10% cash back on all purchases for the first 12 months at Lowe’s Canada’s banner locations, up to $1,000 in total spend (a total value of $100). 1. Enjoy unlimited deliveries with $0 delivery fees on. Charged within 3 business days of each request. Earn 1 Avion point for every $1 you spend and an extra 25% on eligible travel purchases. Sign into RBC Online Banking: Select your credit card on the Accounts Summary page ; On the Account Details page, select Activate My Credit Card; Follow the instructions; By Phone: Call 1-877-900-5900; For Private Banking credit cards, please call 1-888-769-2597; If your card has a signature strip on the back, please remember to sign it once it. Grocery—Satisfy your taste buds while earning points on groceries. Offre d’une durée limitée. 5 – 3. That redemption rate provides a 0. You will earn 1. 20. Conditions Apply. Additional Card: $0. After having taken a Personal Finance course, he knew that he would be the target of credit card companies approaching him for his business. Call Collect: 1-506-864-2275. and pay using your eligible RBC card. Here are 2 things to keep in mind. As he also had a bank account with RBC, he thought it best to build credit history with them and accepted RBC’s. , Royal Trust Company or The. Only basic insurance included. ca, the RBC Cash Back Mastercard gives an annual return of 1. 95. RBC makes it easy to get a personal credit card. You can make recurring payments and transfers on specified dates by tapping Frequency and selecting an option. It’s the best way to make sure you don’t leave deals and savings behind. Credit Cards. No annual fee; Earn 1. Finance questions and answers. 7 Genius Rating. For Avion Premium point-earning cards, this will be a solid redemption option, especially for ION cardholder holders who can only redeem points for 0. Compare. Break down larger costs and select the repayment term that’s best. ^. 20. The leasing company owns the vehicle. RBFCU offers all the banking services you would expect. Follow the on-screen instructions. Annual Fee: $20. Compare This Card. Up to 55,000 Avion Points — 35,000 upon approval and 20,000 when you spend $5,000 in your first 6 months. Enjoy 3,500 Welcome Avion points upon approval. Limited time offer. 00. Get valuable insurance coverage such as purchase security/extended warranty insurance 5. This charge will be reversed in 3 to 5 days once your account has been validated. Please refer to your RBC Royal Bank Credit Card Agreement for more details. Tip #1: The right account for you. View Legal Disclaimers. To Make a Payment to Your Credit Card in the Mobile app: Sign in and go to Move Money in the bottom menu. 81% for the RBC Rewards+ Visa. See BalanceProtector Max Details. 99%. This credit card is still valid but no longer offered to new customers. Get 50 Be Well™ points for every $1 spent on eligible purchases at Rexall when you pay with your linked RBC credit card and scan your Be Well Card 9. Weekends 7 a. However, it. Earn 3X Avion points for every $1 spent on groceries, gas, dining, food delivery, rides, streaming, subscriptions, digital gaming and more. The RBC ION+ Visa is a low annual fee credit card – one of 2 new credit cards coming from one of the most trusted names in Canadian finance. View Card Details. Looking for the right credit card? RBC Royal Bank has a wide variety of credit cards, including rewards, travel, cash back, low interest and more. In this step-by-step guide, we'll walk you through the process of activating your RBC Royal Bank debit card. , RBC Direct Investing Inc. ) accounts. 99%. RBC Royal Bank Credit Card Application for Offers. RBC Direct Investing. Limited time offer. * Rates and terms subject to change. 99% if you reside in Quebec. as high as. These benefits typically include: Rewards Program: The card offers a robust rewards program that allows cardholders to earn 1. Find a Branch or ATM. RBC ION Visa Credit Card. Purchase Rate: 20. These cards come with numerous features like cash-back offers and discounts on daily products and services. Transfer money between accounts or send money fast with Interac e-Transfer. Credit. I wonder if this is accurate and how this is calculated (I swear I had seen a calculation that mentioned the opposite – a higher return for the Rewards+ card). Ends January 31, 2024. 58 cents apiece. Get up to 10% back with a new eligible RBC credit card 1. You'll earn 50 Be Well points for every $1 spent. 75% on all the stated categories* and 0. 9%. 71% to 2. S. It's not a perfect credit card (they rarely are). With the RBC ION Visa card, you can earn a welcome bonus of 3,500 Avion points upon approval and get a 0. 20. Earn 1. and Canadian accounts instantly – for free 8. Best. Sign In. Still a pathetic offering, given the crap conversion of 172 AV to $1. $39. Get 3,000 welcome Moi points upon your first purchase 1 . I called the bank and this is the answer that I received based on my situation: I have a RBC Signature Visa. 50 for each statement update at an ATM or branch, $2 for each transaction receipt that does not relate to the current statement. Pay them through Bill Pay. Get 12,000 Avion Points on approval *. , Royal Trust Company or The Royal Trust Corporation of Canada Existing Cardholders: Get 10% in statement credits on your first $250 of qualifying purchases, and 5% in statement credits on your next $1,250 of qualifying purchases, after taxes and shipping, when you pay with your eligible RBC debit or credit card from now until July 31, 2024 (“Offer Period”) at participating Lowe’s stores and online. The RBC Cash Back Mastercard has no annual fees. Apply by March 14th, 2024. Unlimited RBC Mobile Cheque Deposits 103. Get 3,500 Avion points on approval with the RBC ION Visa Card 51 - that's a $25 value in gift cards!. Earn 1. After a quick application process, select a plan that works for you and you’ll know upfront how much, and when you’ll pay. Annual Fee. $0. With no annual fee and a pretty simple system for earning rewards, the RBC ION Visa is an attractive option, especially if you're already used to or interested in the Avion Rewards program. Earn 100/$1,000 Avion points 4. 14, 2022 /CNW/ - Today, Visa and Royal Bank. Unlimited debits worldwide. 20,000 RBC Avion points upon spending $5,000 in the first six months † The card has an annual fee of $120 †. This charge will be reversed in 3 to 5 days once your account has been validated. Call Toll-Free: 1-866-756-1107. Get a statement credit on your first $250 of qualifying purchases, and 5% on the next $1,250 of qualifying purchases by Jul. Points can also be transferred to friends or family. 500 points. In a way, a credit score is like a report card, allowing lenders determine how much risk they may be taking on, by lending money to an individual. Two of those websites are: and. Outside North America: Call us collect at: 1-514-392-9167; 1-514. RBC ION Visa – RBC’s best no Annual Fee Rewards Credit Card. Cash Advance Rate: 12. Choose the From Account and the desired Credit Card in the To Field. Select your new credit card from the list of accounts and choose “Set Up Now". Annual Fee:$0. Save 3¢/L on fuel 52 and earn 20% more Petro-Points 53, plus 20% more RBC Rewards points 51 (if paying with a linked RBC credit card that earns RBC. Offers many credit options to suit your individual or family needs. Receive up to 60,000 bonus Avios 1. This means 10,000 Avion Rewards points can be worth anywhere from $100 to $233 on average. Description Phone Number; Everyday Banking; Banking Accounts Client Cards Lines of Credit and Loans Mortgages: 1-800-769-2511 Teletypewriter (TTY) Services for those who are deaf or hard of hearing: 1-800-661-1275BalanceProtector ® Max Insurance. In order to validate your credit card as an Eligible RBC Credit Card, Royal Bank may need to administer a $0. Access to a premium rewards program with flexibility to redeem your points for travel, merchandise, gift cards and more 8, or to pay down your credit card balance 10. Interest rates. 50 charge to validate your card enrollment. View Offer Details. , RBC Global Asset Management Inc. What should I do if my RBC Royal Bank credit card is lost or stolen? If your card has been stolen or permanently lost, call our 24-hour toll-free number 1-800-769-2512 . Earning Rewards. With this no-annual-fee RBC credit card, you can earn 1. 99% (21. No credit history required with the RBC Newcomer Advantage. Annual Fee: $120Download the RBC Mobile app and sign in using your Client Card number and password. Learn more about Pre-Arranged Bill. 50 charge to validate your card enrollment. 0 (63) User reviews. Once your bill is paid, you’ll get a confirmation number immediately that you can keep on file. Add your RBC ION Visa credit card to your DoorDash account to: Get a 3-month complimentary DashPass subscription—a value of almost $30 10. When you open a Signature No Limit Banking or VIP Banking account 1. Learn More About RBC Cards These two cards appear to be replacing the RBC Signature VISA Card and RBC Rewards+ VISA Card. 50 charge to validate your card enrollment. Start earning, get perks, have access to exclusive experiences, events and much more. Lenders use credit scores as a way to determine your ability to repay debt and how responsible you are in managing credit. The insurance is very basic with this credit card, including only extended warranty and purchase protection. Bank accounts. Free Interac e. Faire une demande. Apply for an eligible credit card and get up to 10% back on qualifying purchases 1, that’s up to $100 back when you shop at participating Lowe’s Rona Réno-Dépôt in the first year. Make informed decisions in the moment – Free, real-time streaming 35 quotes, tools, and resources. 05. Each time you use your Linked RBC Card that earns Avion points to pay for purchases at a Petro-Canada Location, you will earn a bonus of twenty percent (20%) more Avion points than you normally earn for every $1 in purchases in accordance with the Avion Rewards Terms and Conditions. 25 points per dollar spent on all purchases. Note: This card requires a minimum personal income of. For bill payments to other RBC clients, RBC will process the cancellation instantly provided the request was made on the same day the bill was paid. $100 GeniusCash + 700 WestJet Dollars ( terms) Best business RBC credit card. Compare. This charge will be reversed in 3 to 5 days once your account has been validated. Choose from a wide range of cards and start building your credit history. bank account and credit card balances. , RBC Direct Investing Inc. Here are some student favourites⎯we can help you decide on a card when you call or visit a branch. 1-800-769-2520. Call 1-800-769-2523. Your credit score may also impact the interest rate you. Your RBC credit card account must be open and not in default to maintain the benefits of DashPass. Each time you use your Linked RBC Card that earns Avion points to pay for purchases at a Petro-Canada Location, you will earn a bonus of twenty percent (20%) more Avion points than you normally earn for every $1 in purchases in accordance with the Avion Rewards Terms and Conditions. creditcardGenius is a smart credit card matchmaker that compares 126+ features of 204+ credit cards, with objective ratings, rankings and reviews. Plus much more! Credit card services are provided by Elan Financial Services, a third-party provider that Ion Bank has selected to offer this product. “Up to $50 in value” represents the combined value of the following promotional offers when you apply by October 31 st,2024 and are approved for: The RBC ION Visa, (a) 3,500 Avion Points, which can be redeemed for most of the $25 gift cards, including Rexall gift cards 6, plus (b) 62,500 Be Well Points, which are worth $25 in value, based on a redemption rate of 25,000 Be Well points for $10. 45 CAD. Get $100 when you. 99% for 10 months balance transfer + cash advance offer. Offer expires July 31 st, 2024. Set up a one-time transfer or opt for a recurring points transfer to ensure your points add up quickly. About creditcardGenius. I currently have the RBC Avion Infinite Visa. bills and review your transaction history. How can I get a U. Get $0 Delivery Fees. Up to 2% cash back. Get 12,000 Avion Points * when you’re approved for the RBC ION + Visa credit card (Offer expires April 3, 2023) Apply Now. Earn 1. Tip #3: Get overdraft protection. 1 Products and services may be offered by Royal Bank of Canada or by a separate corporate entity affiliated with Royal Bank of Canada, including but not limited to Royal Mutual Funds Inc. Points 3. Min. Page 2. Call 1-800-769-2511. Tip #2: Consolidate your accounts. 50 charge to validate your card enrollment. 5 Avion points per dollar for : Grocery; Rides, Gas & EV Charging; Streaming, Digital Gaming. S. Card Details. Cash Advance Rate: Prime + 2. 99% interest rate on purchases and 22. purchases 19. This charge will be reversed in 3 to 5 days once your account has been validated. S. If you have an RBC ® VIP Banking Account, you’ll be able to get a fee waiver on one of RBC ® ‘s premium credit cards, including this one. e. $0. Apply For This Card. RBC ION Visa. Exclusive to RBC cardholders - Get up to 10% back with your eligible RBC debit or credit card 1. Only certain RBC credit cards earn Avion points. So if I cancel the RBC Ion + card and wait 3 months and apply for the RBC Avion Visa Infinite then I will be eligible for their. In order to validate your credit card as an Eligible RBC Credit Card, Royal Bank may need to administer a $0. 1a; Rides, Gas & EV Charging—Get the most out of trips by earning points on gas, rideshare, daily. Eligible Credit Cards. RBC Rewards, WestJet Dollars, Avios, and Asia Miles. Go from browsing to buying using a quick, straight forward application process. Can't do 5x like cobalt since visa fees are much lower but 3x is really good. 33 cents. 3X. View Offer Details. Apply by November 27, 2023. With its $39 annual fee, you get travel insurance perks that are not offered by the three other RBC cards in the ‘student’ category, i. Here’s what’s new: Improved security: With the card number moved to the back, it’s hidden when the card is in the chip reader or in your wallet, giving it a new level of security. In order to validate your credit card as an Eligible RBC Credit Card, Royal Bank may need to administer a $0. Best RBC credit card for earning rewards on everyday spending: RBC ION Visa. This Card is Good for a Business Owner Who Wants: To earn Avion points at an accelerated rate on all their business purchases. View Legal Disclaimers. 5x the rewards for select digital purchases along with everyday purchases like gas and groceries. Limited Time Offer. 99% if you reside in Quebec) Cash Advance: $5. Earn Avion Points on Everyday Purchases. Card”). S. Select Transfer Between My Accounts. $ 24 or $ 18. Lost or Stolen Credit Card. In order to validate your credit card as an Eligible RBC Credit Card, Royal Bank may need to administer a $0. *. Please visit our Rates section for complete details. To be eligible for this offer your application for the RBC ION Visa credit card must be approved by us. Banking; Investing at RBC; Wealth Management; Capital Markets; About RBC; Search RBC. If you want to activate your Personal or Business Banking credit card over the phone, please call 1 877 900 5900. 1 To participate in this offer, you must have an RBC debit or credit card which is issued by Royal Bank of Canada (excluding RBC commercial credit cards) (“RBC Card”). ^. Annual Fee rebated every month for students with eligible accounts. Additional cardholder(s), as well as existing cardholders of any RBC credit cards, applying for or transferring to an RBC ION Visa, are not. Each time you use your Linked RBC Card that earns Avion points to pay for purchases at a Petro-Canada Location, you will earn a bonus of twenty percent (20%) more Avion points than you normally earn for every $1 in purchases in accordance with the Avion Rewards Terms and Conditions. Annual Fee: $0. Avion Rewards Premium and. Only certain RBC credit cards earn Avion points. In order to validate your credit card as an Eligible RBC Credit Card, Royal Bank may need to administer a $0. Conditions apply. GET $350. 100 WestJet dollar one-time anniversary bonus 1. $4 monthly fee. Switch. This charge will be reversed in 3 to 5 days once your account has been validated. Sign Up Online or Call 1-855-826-5328. Follow the on-screen instructions and tap When to select an upcoming date. 4. m. If you are new to RBC, you can apply for the new product ION or ION+ (Signature replacement product) and receive the welcome bonus. 50 statement credit once the switch was processed. Enjoy a 0. Earn 1. Helps pay your RBC credit card balance in case of job loss, total disability or loss of life. $4 a month ($48 annually) Signature ® RBC Rewards ® Visa. Apply for the new RBC ION Visa card Get 6,000 Welcome Avion Points Upon Approval * (Offer expires April 3, 2023). S. MBA/EMA, Law, Masters of Accounting, Master of Finance, Master of Science in Business Mgmt) Royal Credit Line for. Why Newcomers Bank with RBC. Although the RBC ® ION+ Visa earns Avion points, as is the case on the higher-tier RBC ® Avion credit cards, the card earns a different tier, known as Avion Premium. ca you'll receive a $150 Amazon GC WELCOME OFFER - Earn an extra 10% back* (up to $100) when you spend up to $1,000 in everyday purchases within your first 2 months. Car leases are generally 3 – 4 years but can be as short as 2 years and as long as 5. Most of these credit cards offer Avion points at a flat rate. 33% return on purchases. Apply Now. Additionally, once clients have achieved their $1,000 in total spend. Earn 1. 9% to 11. $ 30. If you’d like more information on how to make a payment using your RBC personal or business credit card account, please call customer service at 1-800-769-2512 . 50 charge to validate your card enrollment. The updated Avion Rewards T&C says ION points will be worth 0. Bank anywhere, anytime online and with the RBC Mobile app 25. 5X Avion points for every $1 spent 1 on:. After Value Program Rebate: 3. You can also transfer Avion Premium points earned on the RBC ® ION Visa and RBC ® ION+ Visa to WestJet Dollars. 99% on purchases, 22. . Up to $500,000 CAD (in total contributions). RBC ION+ Visa. Get 35,000 Welcome Avion points on approval and 20,000 bonus points when you spend $5,000 in your first 6 months. 99% on purchases, 22. Save Time – Bank on the Go from Your Mobile Phone. 5 Avion points for every $1 spent on eligible purchases and one.